ATM Services / VISA Check Cards

Lost, Stolen, or Compromised ATM or Debit Card Contact Number:


Network Affiliations: Plus, VISA, MasterCard, and Cirrus

If you are traveling, please contact your Relationship Banker to ensure proper approval codes for your Farmers Bank Visa Check Card.

Our toll free number is 1-877-405-7797

Card Activation & Pin Changes

Customers may call our IVR (Interactive Voice Response) system at 1-800-567-3451 to activate new or reissued ATM or Debit cards, or to initiate a PIN change. The system will ask for the card number and other identifying information for validation. If you have any questions about this new system, please contact us at (434)352-7171.

Fraud Center Calls

We are in partnership with a Fraud Detection Center to notify customers by telephone of unusual activity on their ATM or Debit Card. You will not be asked for information other than your ZIP code. You will be asked to verify recent transactions. If you have any questions, please contact us at (434)352-7171, or toll-free at 1-877-405-7797.

Our ATM and VISA Check Cards give you fast and convenient access to your accounts and funds. Apply for your card today

With a Farmers ATM or VISA Check Card:

  • Withdraw cash from Savings or Checking account
  • Make Transfers
  • Make Deposits
  • Obtain balance information
  • Use at any location, including foreign ATMS
  • Cards are safeguarded with a personal identification number (PIN)

With a VISA Check Card you can do all of the above plus:

  • Pay for goods or services at any merchant or business that accepts VISA.

VISA check cards for businesses are also available – ask your Relationship Banker how to apply.

24 Hour ATM Banking is available at all our branches. To find the most convenient ATM for you, follow the link to branch locations and hours.

If either card is lost or stolen report it immediately to one of our branches or call our toll free number.

ATM Limits:
Daily "On-line" Withdrawal Limits $510.00
Daily "On-line" Point of Sale Purchase $760.00
Daily Aggregate Amount $1270.00


VISA Check Card Limits:
VISA Check "On-line" Daily Point of Sale $3,000.00
VISA Check "Off-Line" Limits $500.00


Farmers Bank ATM Charges:
Use of ATM by our Customers No Charge
Use of VISA Check Card No Charge
Our Customers using Foreign ATMs $1.50
Foreign Customers using our ATMs $3.00
Replacement Cards $5.00